Hi ,
First of all, the default action applies only if you do not have rules applied to a filter.
So,if you have even a single rule in the filter, if it is set to drop or Forward, doesn't matter.
Secondly,
The local End/Public Interface is the reference point. In defines, traffic entering the concentrator, and Out defines traffic exiting the concentrator.
Let me know the configured rules, I'll try to help you out.
*Please rate if helped.
-Kanishka