Carl,

If you have a static default route and want it to get redistributed into OSPF, then you would need both of the above commands.

The default-information-originate command check for the existence of defaut route in the routing table before it injects into OSPF. When you use the Always keyword along wth the above command, then it will inject a default route irrespective of whether a defaut route exists in the routing table

HTH, rate if it does

Narayan