If you configure HSRP on both the routers using 2 standby groups, you can then point half your end devices to one group address and half to the other group address. So under normal conditions, you will get the load shared over all lines, since, by default, the router will automatically load share over, up to 4 equal cost paths. If one router fails, then the other router will take over the failing standby group address.
The following URL describes how to set up HSRP with multiple standby groups
http://www.cisco.com/univercd/cc/td/doc/cisintwk/ics/cs009.htm